About wofucai
Financial planning
built around people.
At wofucai, we combine structured financial analysis with AI-driven modelling to give individuals and households a clearer picture of where their money actually goes - and where it could go instead.
What we actually do
AI modelling paired with human judgement
Standard budgeting tools show you the past. Our system builds a rolling model of your financial position - projecting forward across multiple scenarios, flagging pressure points before they become problems, and recalibrating as new data comes in.
The AI handles pattern recognition and scenario computation. The specialist handles interpretation, priority-setting, and the kind of contextual reasoning that automated systems still handle poorly. Neither replaces the other.
Clients receive a structured work plan at the start of each engagement. That plan is a working document - updated as goals sharpen, situations change, or earlier assumptions turn out to be wrong.
How an engagement unfolds
Four stages that move from initial picture to ongoing adjustment - no fixed timelines, each stage paced to what the situation requires.
The specialist behind the work
Fionnuala Brennan
Lead Financial Planning Specialist
Fionnuala has spent over a decade working with households and self-employed individuals on financial clarity - first in traditional advisory settings, then building the methodology that became the foundation of wofucai's AI-assisted approach.
Her focus is on the gap between what people earn and what they actually retain - and on the specific decisions, habits, and structural issues that widen or close that gap over time. She works directly with every client rather than delegating to junior staff.